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san francisco tiny house living room
Photo Credit: New Frontier Tiny Homes

We recently talked with Spencer about his experience living in the Escher tiny home, some challenges that he and his partner faced throughout the process, and some recommendations that he would offer to people considering going tiny.

san francisco tiny house kitchen
Photo Credit: New Frontier Tiny Homes

Financial Aspects 

According to Spencer, “housing costs were our immediate motivator for living in a tiny home. We could design a dream tiny home for our family for the $30,000 a year we were paying to live in the Bay area. It was a no-brainer after we realized that. We knew we could have a gorgeous house on the front end and a flexible asset on the backend. This way, we can love the house we live in and list it as a vacation rental when we travel.”

san francisco tiny house kitchen wide
Photo Credit: New Frontier Tiny Homes

When asked about the biggest challenge that came with the process of moving into a tiny home, Spencer admits that financing was, hands down, the biggest headache. “We didn’t have a ton of equity, and secured loans on tiny homes aren’t an option. Banks also don’t understand when you tell them that you’re going to displace your rent by buying a tiny home. So all in all, it can be very tough to get the funds you need to buy one of these homes.” 

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Article By

Tobias Roberts

Tobias runs an agroecology farm and a natural building collective in the mountains of El Salvador. He specializes in earthen construction methods and uses permaculture design methods to integrate structures into the sustainability of the landscape.

Tobias Roberts