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House Feature

Debt-Free Freedom: Macy Miller’s Tiny Home

For most families, building or purchasing their dream home comes with a price tag that requires a lifetime of hard work to pay off the mortgage. The average cost of a tiny home, however, is around $23,000, and almost seven out of ten tiny homeowners have absolutely no mortgage. While hundreds of thousands of families spend up to half of their income on rent or mortgage payments, a tiny home is one way to escape the cycle of debt that is often associated with expensive homeownership. For Macy Miller and her family, the process of converting an old recreational vehicle (RV) into a stunning and sustainable tiny home has allowed for a lifestyle of debt-free freedom.

By Tobias Roberts, Rise Writer
13 min read
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Table of Contents

macy miller tiny home exterior side profile
Photo Credit: Mini Motives

A Family Friendly 196 Square Foot Home? 

Tiny homes mostly appeal to younger individuals searching for an affordable path to homeownership or elderly couples who are looking to downsize during the later years of life. For growing families, however, the idea of living together in under 200 square feet might seem like a challenge.

macy miller tiny home exterior family

Macy, however, says that “I think living tiny looks harder from the outside than it feels from the inside. I think that spooks a few families away who would actually do great in a tiny home.” When she first moved into the 196 square foot tiny home, she thought it would even be tough as a single woman. “After the first month it was completely silly that I ever thought it would be hard,” she says. “When I met my partner it was seamless to transition to two people. Then, when we had our kids and it still worked well.” Macy and her family even find enough space in their tiny home to share their space with Denver, their 150 pound Great Dane.

macy miller tiny home storage

While some people might associate such close quarters with a lot of stress, Macy says that “for me, getting debt free was the easiest way to reduce stress. Reducing our bills to the point that we don’t have to send our kids to daycare only helps perpetuate the savings and makes things easier still.”

macy miller tiny home kitchen range
Photo Credit: Mini Motives

Macy Miller’s Tiny Home

Macy Miller’s tiny home began as a $500 investment in an old RV. As a trained architect, she wanted the real-life experience of designing and building her own home that would allow her to save money and live sustainably. Construction began in 2011, and over the course of several years, she (and her growing family) grew into the home that allowed them to discover a debt-free life.

The construction process took longer than originally anticipated because Macy was intent on using mostly upcycled materials. The siding of the home is made from 83 recycled shipping pallets. Other sustainability features include a composting toilet to reduce household water usage and bamboo flooring.

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macy miller tiny home original exterior night
Photo Credit: Mini Motives

“I think the biggest energy savings comes from our lack of water use,” Macy explains.  We reuse our bathwater in our garden. We haven’t used a flush toilet in over six years instead of safely composting waste in a UL Certified composting toilet…We have never even had a sewer hook-up which means we have diverted just over 700,000 gallons in the last 6 years.”

Macy also purposefully decided to avoid incorporating smart home technology into her tiny home. “I avoided making the home too ‘smart’…because it keeps us, the occupants, engaged in the operation of the house. When something isn’t right, we fix it until it is. I’m always leery of automating anything too much for fear of it not being reactionary.” Her experience proves that the actual process of living and operating a sustainable home is just as important as the design and construction of the structure itself.

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Article By

Tobias Roberts

Tobias runs an agroecology farm and a natural building collective in the mountains of El Salvador. He specializes in earthen construction methods and uses permaculture design methods to integrate structures into the sustainability of the landscape.

Tobias Roberts